For first aid and ambulance services, your health insurance fund reimburses most of the cost.
In the event of an accident at work, you are insured, as required by law, by your employer.
In addition, you should make sure you are adequately insured outside work as well.
Below are the four most common types of insurance:
A hospitalisation insurance policy covers the cost of your hospital stay and of the medical tests, consultations, medication, etc. related to the admission.
A fire insurance policy covers damage to your home/contents and damage to third parties, but not your own bodily injury.
For your own bodily injury, there is accident insurance. The compensation is usually a fixed amount that you agree in advance with your insurer.
The guaranteed income insurance guarantees you an income if you are unable to work. This amount tops up your benefit from the health insurance fund.
Financial help
In burn centres, financial support for burn patients is granted by the social committee of the Burns Foundation. The committee, made up of social workers, nurses and independent specialists, examines each application in detail. Based on objective criteria, a file is drawn up for a possible contribution towards medical costs that are not reimbursed.